Credit Cards

• Any AMD-denominated payments credited or debited during the card service are exchanged at the average exchange rate of the Central Bank of Armenia prevailing on that date. 
• The currency in card transactions is exchanged at the rates specified in Ameriabank CJSC (the “Bank”) Payment Cards Terms and Conditions, where the exchanges rates applied by Visa international payment system include the Bank’s fee of 2%. 
• All postal and telecommunication expenses, as well as third bank costs will be charged additionally. 
• The Bank may review and change the tariffs from time to time, notifying the clients through making the changes available for them on the website or within the Bank premises. The changes take effect on the date fixed by the Bank, but not earlier than the client notice date.
• All commission fees subject to VAT include VAT.

1 The service is available if the card is ordered at the Yerevan-based branches. The ordered cards are provided in Kamar Branch only. Furthermore, if the client submitted the card application before 2:00 p.m. of the banking day, the card may be provided on the same banking day. If the card application was submitted after 2:00 p.m., the card will be provided on the next banking day.
2 Suspension of unauthorized card transactions worldwide
3 The amount will be available on the beneficiary’s card instantly. In case of Ameriabank cards, the amount will be activated on the account on the next business day, while in case of the cards issued by other banks, activation on the account shall be subject to the terms and conditions of the issuing bank.
4 Utility payments are not subject to charges.
5 If the cash withdrawal fee for cashing from Ameriabank's ATMs and encashment centers approved for a certain client is other than 2%, the cash withdrawal fee defined for the client shall apply.
6 Max 3 transactions a day per account. Max limit per transaction: 500,000 for AMD; 1,000 for USD; 1,000 for EUR; 50,000 for RUB.
7 Maximum amount per Ameriastream transfer is AMD 399,000, minimum amount is AMD 1,000, and the amount should be a multiple of 1,000.
8 The fee is not charged (i) for issuance of additional cards in the name of a third person if such third person is not in the Bank at the time of applying, and (ii) if the card is to be provided within one banking day, in which case only the fee for the specified service shall apply.
9 No fee if there is a line of credit on the card.
10 The fee charged by Priority Pass for the lounge access at the airports shall be charged to the client's account in accordance with the Priority Pass invoice.