|
N |
Credit card with grace period |
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Card Subtype |
VISA Classic |
VISA Gold |
VISA Platinum |
VISA Infinite |
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Currency |
AMD/USD/EUR |
AMD/USD/EUR |
AMD/USD/EUR |
AMD/USD/EUR |
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Card validity period |
4 years |
4 years |
4 years |
4 years |
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Sticker (additional contactless card linked to the primary card) validity period |
2 years |
2 years |
2 years |
2 years |
|
1 |
Card issuance |
Free of charge |
Free of charge |
Free of charge |
Free of charge |
|
2 |
Card service |
AMD 2,500 annually |
AMD 2,000 monthly/ AMD 20,000 annually |
AMD 3,000 monthly/ AMD 30,000 annually |
- |
|
3 |
Card package service fee |
- |
AMD 1,500 monthly/ AMD 15,000 annually |
AMD 2,000 monthly/ AMD 20,000 annually |
AMD 10,000 monthly/ AMD 100,000 annually |
|
4 |
Additional card issuance |
Free of charge |
Free of charge |
Free of charge |
Free of charge |
|
5 |
Annual service of additional card |
AMD 1,000 |
Free of charge |
Free of charge |
Free of charge |
|
6 |
Annual service of sticker (contactless card linked to primary card) |
AMD 5,000 |
AMD 5,000 |
AMD 5,000 |
AMD 5,000 |
|
7 |
Minimum card account balance |
N/A |
N/A |
N/A |
N/A |
|
8 |
Annual interest rate accrued on the card account balance |
0% |
0% |
0% |
0% |
|
9 |
Provision of the card within one banking day1 |
AMD 3,000 |
AMD 3,000 |
AMD 3,000 |
AMD 3,000 |
|
10 |
Sticker reissuance (in case of loss, damage, theft, loss of PIN or its disclosure to third parties) |
AMD 1,500 |
AMD 1,500 |
AMD 1,500 |
AMD 1,500 |
|
11 |
Card reissuance (in case of loss, damage, theft, loss of PIN or its disclosure to third parties) |
AMD 1,500 |
AMD 5,000 |
AMD 5,000 |
AMD 5,000 |
|
12 |
Card reissuance via Internet Bank/Mobile Banking (in case of card loss, damage, theft, loss of PIN or its disclosure to third parties) |
AMD 1,000 |
AMD 3,000 |
AMD 3,000 |
AMD 3,000 |
|
13 |
Card reissuance (upon expiry of validity period or in case of seizure of the card by ATMs of other Armenian banks) |
Free of charge |
Free of charge |
Free of charge |
Free of charge |
|
14 |
Accelerated return of Ameriabank cards swallowed by Ameriabank ATMs |
AMD 500 for ATMs within branch premises (cards returned within the same business day) |
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Accelerated return of other bank cards swallowed by Ameriabank ATMs |
AMD 5,000 if the card is returned in Yerevan or other towns with Ameriabank presence (the process will take 2 business days) |
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15 |
Quick activation of the credit limit (within 1 hour after approval) |
AMD 2,000 |
AMD 2,000 |
AMD 2,000 |
AMD 2,000 |
|
16 |
Card blocking |
Free of charge |
Free of charge |
Free of charge |
Free of charge |
|
17 |
Card unblocking |
Free of charge |
Free of charge |
Free of charge |
Free of charge |
|
18 |
Keeping the card in international STOP-LIST (for 7 days)2 |
AMD 9,000 |
AMD 9,000 |
AMD 9,000 |
AMD 9,000 |
|
19 |
Maximum daily cash withdrawal limit (total) |
AMD 1,000,000, USD 3,000, EUR 3,000 |
AMD 2,000,000, USD 6,000, EUR 6,000 |
AMD 2,500,000, USD 8,000, EUR 8,000 |
AMD 3,000,000, USD 10,000, EUR 10,000 |
|
20 |
Increase of maximum daily cash withdrawal limit (total) |
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a) One-time (new limit effective until 3:00 p.m. of the following business day) |
AMD 3,000 |
AMD 3,000 |
AMD 3,000 |
AMD 3,000 |
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b) For the entire validity period of the card |
AMD 10,000 |
AMD 10,000 |
AMD 10,000 |
AMD 10,000 |
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|
21 |
Maximum number of cash withdrawal transactions per day |
5 |
5 |
5 |
5 |
|
22 |
Cash withdrawal |
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a) at Ameriabank ATMs |
2.0% |
2.0% |
2.0% |
2.0% |
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b) at counters of Ameriabank branches, including POS-terminals |
2.2% |
2.2% |
2.2% |
2.2% |
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c) from other ATMs and cashing centers |
2.5%, min AMD 2,500 |
2.5%, min AMD 2,500 |
2.5%, min AMD 2,500 |
2.5%, min AMD 2,500 |
|
|
23 |
Cash deposit into Ameriabank card accounts via Ameriabank's cash-in machines |
Free of charge |
Free of charge |
Free of charge |
Free of charge |
|
24 |
Cash deposit into Ameriabank card accounts via cash-in machines of other banks |
0.6% |
0.6% |
0.6% |
0.6% |
|
25 |
Non-cash payments with cards at merchants/service-providers, including online shops and service-providers |
Free of charge |
Free of charge |
Free of charge |
Free of charge |
|
26 |
Transfers from cards/card accounts, on the basis of card number (via ATMs, virtual cards, Internet Banking/Mobile Banking app)3 |
2.0% |
2.0% |
2.0% |
2.0% |
|
27 |
Transfers from card accounts to other accounts, at the Bank premises or via Internet Banking/Mobile Banking app (including with currency exchange)4 |
2%5 + Fee specified in Section 4 (Transfers) of Ameriabank CJSC Tariffs for transfers per respective type and currency |
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|
28 |
Transfers from cards to accounts/cards of Ameriabank customers via the Bank website6 |
2.0% |
2.0% |
2.0% |
2.0% |
|
29 |
Ameriastream7 transfers made from a card account via Internet Banking/Mobile Banking app |
2.0% |
2.0% |
2.0% |
2.0% |
|
Ameriastream7 transfers made via the Bank website (web version) |
2.0% |
2.0% |
2.0% |
2.0% |
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|
30 |
E-wallet top-up with a card |
2.0% |
2.0% |
2.0% |
2.0% |
|
31 |
Provision of statements |
According to Ameriabank CJSC Tariffs for Individuals, Chapter 2, section “Provision of statements, information and copies of documents” |
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32 |
SMS notification (for transactions in the amount of AMD 10,000 or foreign currency equivalent and more) |
Free of charge |
Free of charge |
Free of charge |
Free of charge |
|
33 |
SMS notification (for any amount without limitations) |
AMD 10 per transaction, VAT included |
AMD 10 per transaction, VAT included |
AMD 10 per transaction, VAT included |
AMD 10 per transaction, VAT included |
|
34 |
Chargeback claim fee (payable if it is proved that the transaction was performed (i) by the client or (ii) by the client due to the breach of the card rules) |
AMD 10,000 per transaction, VAT included |
AMD 10,000 per transaction, VAT included |
AMD 10,000 per transaction, VAT included |
AMD 10,000 per transaction, VAT included |
|
35 |
Chargeback claim fee for non-Ameriabank cards |
AMD 10,000 per transaction, VAT included |
AMD 10,000 per transaction, VAT included |
AMD 10,000 per transaction, VAT included |
AMD 10,000 per transaction, VAT included |
|
36 |
Card delivery |
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a) Within Armenia and Artsakh |
Free of charge |
Free of charge |
Free of charge |
Free of charge |
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b) Other countries |
According to the postal bill |
According to the postal bill |
According to the postal bill |
According to the postal bill |
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|
37 |
Provision of cards at the Bank branches (chargeable only for the newly issued cards) |
AMD 1,000 |
AMD 1,000 |
AMD 1,000 |
AMD 1,000 |
|
38 |
Card transaction insurance as per Ameriabank CJSC Card Transaction Insurance Terms during the period they are effective |
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39 |
Card package |
- |
1. Travel insurance by an insurance company |
1. Travel insurance by an insurance company |
1. Exclusive package of benefits designed for VISA Infinite cardholders |