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Credit card with grace period

Card Subtype

VISA Classic
 Mastercard Standard 

VISA Gold
 Mastercard Gold 

VISA Platinum
 Mastercard Platinum 

VISA Infinite

 

Currency

AMD/USD/EUR

AMD/USD/EUR

AMD/USD/EUR

AMD/USD/EUR

 

Card validity period

4 years

4 years

4 years

4 years

 

Sticker (additional contactless card linked to the primary card) validity period 

2 years

2 years

2 years

2 years

1

 Card issuance

Free of charge

Free of charge

Free of charge

Free of charge

2

Card service 

AMD 2,500 annually  

AMD 2,000 monthly/ AMD 20,000 annually 

AMD 3,000 monthly/ AMD 30,000 annually 

-

3

Card package service fee

-

AMD 1,500 monthly/ AMD 15,000 annually

AMD 2,000 monthly/ AMD 20,000 annually

AMD 10,000 monthly/ AMD 100,000 annually 

4

 Additional card issuance

Free of charge

Free of charge

Free of charge

Free of charge

5

Annual service of additional card

AMD 1,000

Free of charge

Free of charge

Free of charge

6

Annual service of sticker (contactless card linked to primary card)

AMD 5,000

AMD 5,000

AMD 5,000

AMD 5,000

7

Minimum card account balance

N/A 

N/A 

N/A 

N/A 

8

Annual interest rate accrued on the card account balance

0%

0%

0%

0%

9

Provision of the card within one banking day1

AMD 3,000

AMD 3,000

AMD 3,000

AMD 3,000

10

Sticker reissuance (in case of loss, damage, theft, loss of PIN or its disclosure to third parties)

AMD 1,500

AMD 1,500

AMD 1,500

AMD 1,500

11

Card reissuance (in case of loss, damage, theft, loss of PIN or its disclosure to third parties)

 AMD 1,500 

AMD 5,000

AMD 5,000

AMD 5,000

12

Card reissuance via Internet Bank/Mobile Banking (in case of card loss, damage, theft, loss of PIN or its disclosure to third parties)

AMD 1,000

AMD 3,000

AMD 3,000

AMD 3,000

13

Card reissuance (upon expiry of validity period or in case of seizure of the card by ATMs of other Armenian banks)

Free of charge

Free of charge

Free of charge

Free of charge

14

Accelerated return of Ameriabank cards swallowed by Ameriabank ATMs

AMD 500 for ATMs within branch premises (cards returned within the same business day)
AMD 1,500 if the card is returned in Yerevan or other towns with Ameriabank presence (the process will take 2 business days)
 AMD 5,000 if the card is returned at other communities (the process will take 5 business days)

Accelerated return of other bank cards swallowed by Ameriabank ATMs

AMD 5,000 if the card is returned in Yerevan or other towns with Ameriabank presence (the process will take 2 business days)
 AMD 10,000 if the card is returned at other communities (the process will take 5 business days) 

15

Quick activation of the credit limit (within 1 hour after approval)

AMD 2,000

AMD 2,000

AMD 2,000

AMD 2,000

16

 Card blocking  

Free of charge

Free of charge

Free of charge

Free of charge

17

Card unblocking

Free of charge

Free of charge

Free of charge

Free of charge

18

Keeping the card in international STOP-LIST (for 7 days)2

AMD 9,000

AMD 9,000

AMD 9,000

AMD 9,000

19

Maximum daily cash withdrawal limit (total)

AMD 1,000,000, USD 3,000, EUR 3,000

AMD 2,000,000, USD 6,000, EUR 6,000

AMD 2,500,000, USD 8,000, EUR 8,000

AMD 3,000,000, USD 10,000, EUR 10,000

20

Increase of maximum daily cash withdrawal limit (total)

 a) One-time (new limit effective until 3:00 p.m. of the following business day)

AMD 3,000

AMD 3,000

AMD 3,000

AMD 3,000

 b) For the entire validity period of the card

AMD 10,000

AMD 10,000

AMD 10,000

AMD 10,000

21

 Maximum number of cash withdrawal transactions per day

5

5

5

5

22

Cash withdrawal

      a) at Ameriabank ATMs

2.0%

2.0%

2.0%

2.0%

      b) at counters of Ameriabank branches, including POS-terminals

2.2%

2.2%

2.2%

2.2%

      c) from other ATMs and cashing centers 

2.5%, min AMD 2,500

2.5%, min AMD 2,500

2.5%, min AMD 2,500

2.5%, min AMD 2,500

23

Cash deposit into Ameriabank card accounts via Ameriabank's cash-in machines

Free of charge

Free of charge

Free of charge

Free of charge

24

Cash deposit into Ameriabank card accounts via cash-in machines of other banks

0.6%

0.6%

0.6%

0.6%

25

Non-cash payments with cards at merchants/service-providers, including online shops and service-providers

Free of charge

Free of charge

Free of charge

Free of charge

26

Transfers from cards/card accounts, on the basis of card number (via ATMs, virtual cards, Internet Banking/Mobile Banking app)3

2.0%

2.0%

2.0%

2.0%

27

Transfers from card accounts to other accounts, at the Bank premises or via Internet Banking/Mobile Banking app (including with currency exchange)4

2%5 + Fee specified in Section 4  (Transfers) of Ameriabank CJSC Tariffs for transfers per respective type and currency

28

Transfers from cards to accounts/cards of Ameriabank customers via the Bank website6

2.0%

2.0%

2.0%

2.0%

29

Ameriastream7 transfers made from a card account via Internet Banking/Mobile Banking app 

2.0%

2.0%

2.0%

2.0%

Ameriastream7 transfers made via the Bank website (web version)

2.0%

2.0%

2.0%

2.0%

30

E-wallet top-up with a card

2.0%

2.0%

2.0%

2.0%

31

 Provision of statements

According to Ameriabank CJSC Tariffs for Individuals, Chapter 2, section “Provision of statements, information and copies of documents”

32

SMS notification (for transactions in the amount of AMD 10,000 or foreign currency equivalent and more)

Free of charge

Free of charge

Free of charge

Free of charge

33

SMS notification (for any amount without limitations) 

AMD 10 per transaction, VAT included

AMD 10 per transaction, VAT included

AMD 10 per transaction, VAT included

AMD 10 per transaction, VAT included

34

Chargeback claim fee (payable if it is proved that the transaction was performed (i) by the client or (ii) by the client due to the breach of the card rules)

AMD 10,000 per transaction, VAT included

AMD 10,000 per transaction, VAT included

AMD 10,000 per transaction, VAT included

AMD 10,000 per transaction, VAT included

35

Chargeback claim fee for non-Ameriabank cards 

AMD 10,000 per transaction, VAT included

AMD 10,000 per transaction, VAT included

AMD 10,000 per transaction, VAT included

AMD 10,000 per transaction, VAT included

36

Card delivery

a) Within Armenia and Artsakh

Free of charge

Free of charge

Free of charge

Free of charge

b) Other countries

According to the postal bill

According to the postal bill

According to the postal bill

According to the postal bill

37

Provision of cards at the Bank branches (chargeable only for the newly issued cards)

AMD 1,000

AMD 1,000

AMD 1,000

AMD 1,000

38

Card transaction insurance as per Ameriabank CJSC Card Transaction Insurance Terms during the period they are effective


  AMD 3,000 annually


  AMD 5,000 annually


  AMD 5,000 annually


  AMD 10,000 annually

39

Card package

-

1. Travel insurance by an insurance company
2. Priority Pass Card10

1. Travel insurance by an insurance company
2. Priority Pass Card10

1. Exclusive package of benefits designed for VISA Infinite cardholders
2. Priority Pass Card10